Synergy Financial offers many services for their clients. Financial services are available in bundled plans or in an a la carte pay as you go format. We will provide as much or as little service as you need. Our initial consultation with you is to meet and decide if we can fulfill your needs. This initial meeting is without cost to you.

Clients are not obligated to implement all or any part of the financial plan discussed. Implementation is up to the client’s discretion and they are free to seek out any broker/dealer of their choosing to implement transactions. While no specific broker is recommended to our clients, we will discuss the nature of full broker services versus discount brokerages, their services and related fees. This will give the client the ability to choose from an array of brokers based on variables the client wishes to utilize.

Fees may be calculated on an hourly basis or based on a specific objective. There are no minimum or maximum fees and all fees are specified in the individual contract.

Payment will be determined according to each individual arrangement. Generally, most clients will pay a portion of the fees in advance, with the balance paid on completion of the contracted work. This advance fee will be fully refunded if the client cancels the services within five (5) business days.

For those lower income clients, we offer special plans. Please contact us to work out a payment schedule that works for you.

A la Carte Services:

Financial services may include any one or all of the services below:

Goal Setting:
--Personal
--Small Business
--Couples and families
--Financial diagnosis and clean-up

Cash Flow:
--Budgeting strategies
--Cash flow analysis and strategies
--Financial goals and planning

Investing:
--Investment education
--Portfolio review
--Investment portfolio strategy
--Performance monitoring
--Portfolio re-balancing
--Stock research and analysis

Retirement Planning:
--Establish retirement targets and cash flow needs
--Retirement accounts clean up
--Retirement living goals and visions

Estate Planning:
--Discussion of wills and trusts
--Tax minimization

Small Business:
--Financial targets
--Cash flow
--Investments

Insurance:
--Discussion of life and disability strategies
--Umbrella
--Beneficiary analysis

Gift Certificates:
--Wedding gifts
--Anniversary
--College Graduation

Synergy Plans:

Six month membership includes: For the six-month term you will receive an investment plan at a reduced cost, all investment and research questions answered, risk assessment, and ongoing help with financial concerns.

One Year Membership includes: For the one-year term you will receive an investment plan at a reduced cost, all investment and research questions answered, risk assessment, ongoing financial education, help with financial concerns and portfolio reviews and rebalancing after a six-month term.

All messages will be responded to within 48 hours.